Debt 2 Wealth Financial Planner
债务财富理财规划
Your One Stop Financial Consultancy
Jessie Lee
90% 大马人都面临债务困扰
信用卡及个人贷款负担过高？我们可以帮您从每月5000的付款额降低至1300为您省下让您有多余的现金流动量去处理生活上其他事物并且提供方案规划让您制造财富！
拥有超过11年经验理财规划师协助你还清债务同时亦提供您正规的理财方案协助您迈向经济独立创造幸福生活！
我们可以给予协助！
全方位的债务财富理财规划
我们是一家专门为客户提供债务解决方案和财务咨询服务的公司以及理财规划师。在市场上已经超过11年了帮助超过10000多个信用卡用户有效地减轻卡债负担。
为顾客精心策划
以客户为中心根据顾客需求及负担能力为顾客量身订做财务规划制定最轻松最合适的重组规划，同时为顾客帮助顾客迈向经济独立和财务自由！
减轻每月负担高达70% & 节省银行利息高达60%
针对多年还不清的卡债和无力偿还，我们的导师会协助您得到银行配合及合理化，为您的债务设计一个舒缓理想方案，规划每个月你能负担的数额还给银行。协助您有效的理债理财让你有债变有财达到经济独立!
并且证明了这一点！
步骤 1 审查
专业的理财顾问帮顾客审查，目前的经济状况。
Step 1 Review
Our Certified Financial Advisory will review clients current financial situations.
步骤 2 咨询
财务规划师会质询顾客的目标和价值，以便了达到最佳的效果。
Step 2 Gather Information
To obtain the best result, our Financial Planner will gather more specific goal and values, as well as clients' objective.
步骤 3 分析
根据顾客目前的财务状况，拟定一份全面性与无以伦比的理财规划方案。
Step 3 Analysis
Evaluate the data collected, to offer comprehensive and unparalleled financial advice and planning specially tailored to help clients achieve his/her financial goal.
步骤 4 债务方案
广泛的产品和服务，可以让我们提供更完善的理财策略，帮助顾客减轻每月负担高达75%及节省60%银行利息。
Step 4 Debts Solution
Our wide suite of products and services allow us to optimize our client's financial planning strategies. Helping customers to reduce 70% commitment and save 60% interest.
步骤 5 创造财富 & 保障未来
我们专业的理财师，会提供你有效的风险管理, 迈向经济独立有美好的未来和退休生活。
Step 5 Wealth Creation & Protection
With years of experience, Our Certified Financial Advisory has the capabilities and expertise to create wealth planning for your future and earlier retirement life.
步骤 6 检测执行方案
帮顾客检测，以便理财规划方案有效的执行。
Step 6 Implementation
Implement Debt to Wealth program. Getting permission and having the plan implement effectively and efficiency.
合并贷款计划
个人贷款可用于合并贷款。它是一项个人贷款，用于重组所有其他未偿还的信用卡和现有个人贷款。简而言之，将所有这些未偿还的款项合并到新的个人贷款帐户中。 通过合并个人贷款，您可以将现有贷款合并为新的低利率贷款，从而帮助您减少每月还款额来减轻负担。
PERSONAL LOAN CONSOLIDATE
A personal loan can be used to consolidate debt and repay multiple debts with one monthly payment. Short to say that combine all outstanding into new personal loan account. It's act a personal loan for re-organize all others outstanding in credit card and existing personal loans. In order help to reduce your monthly repayments, save money on fees and charges, and take back control of your debt by consolidating your existing loans into a new lower interest rate loan.
债务重组规划
卡债及个人贷款重组
减轻每月负担高达 75%
节省利息从一年 18% 减至 一年 3-6%
批准率高达99%
DEBT MANAGEMENT PROGRAM (DMP)
Consolidate all c.card & personal loan o/s into 1 account
Lower down monthly repayment up to 75%
Save interest from 18% p.a. to 3-6% p.a.
99% approval
房贷再融资债务合并
抵押贷款再融资进行合并，以解决所有信用卡和个人贷款余额并获得一些流动资金
为什么选择房屋再融资贷款？
房贷再融资债务合并解决卡债及个人贷款债务
降低当前抵押贷款的利率
缩短或延长还款期限
还清信用卡债及个人贷款
业务发展 增加公司流动资金
MORTGAGE REFINANCE CONSOLIDATE (MRC)
Mortgage Refinance Consolidate to settle all c.card & personal loan outstanding & get some cash in hand
Why choose housing refinancing ?
Lower interest rates on current mortgages
Shorten or extend the repayment period
Pay off credit card debt and personal loans
Business development / Increase company liquidity
信用卡债重组计划
将未偿还的信用卡余额转换为分期付款计划
减轻负担及节省利息高达 50%
信用卡保持活跃
允许支付最低付款额
BALANCE CONVERSION PLAN (BCP)
Convert credit card outstanding into installment scheme
Reduce monthly burden & Save interest up to 50%
Card remain active after restructure
Allow to pay for the min.payment
Penang Head Office
Kuala Lumpur Branch
Sungai Petani Branch
Johor Bahru Branch
Mr. Chan (35 years old)
Outstanding = RM 569,738.78
Monthly Repayment = RM 28K
DMP Monthly Repayment = RM RM 7,410
Reduce monthly Commitment 73%
Mr. Chan is a Businessman with monthly income of RM25-30K.
Some of his projects were faced with default payment by his customer.
He had to support the company monthly expenses such as Staff Salary from his personal income, in order to save his company.
Mr. Lim (43 years old)
Outstanding = Outstanding = RM 217,215.96
Monthly Repayment = RM 10,860
DMP Monthly Repayment = RM RM 2,900
Reduce monthly Commitment 73%
Mr. Lim is an Engineer with monthly income of RM 5,500.
He is a very kind and helpful person. However he was in high debts due to lending his money to support a relative suffering from serious illness. Unfortunately his relative passed away, so he had to bear the debts.
Pn. Ros (41 years old)
Outstanding = RM 83,741.01
Monthly Repayment = RM 4,187
DMP Monthly Repayment = RM 1,200
Reduce monthly Commitment 71%
Pn Ros is a Banker in a Local Bank with monthly income of RM 4,800.
Her husband was retrenched by his company and being jobless for more than 6 months.
Pn. Ros had to bear all monthly household commitment.
She is happy and felt that DMP really can help her reduce her commitment.
En.Safri (35 years old)
Outstanding = RM 132,342.00
Monthly Repayment = RM 7K
Personal Loan Consolidate Repayment = RM 3,150
Reduce monthly Commitment 55%
En.Safri is an employee with monthly income of RM8-12K.
Debt 2 Wealth Financial Planner
BSS Success Solution Sdn Bhd
YES Financial Sdn Bhd
Your One Stop Financial Consultancy
